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Privacy Policy

CalcMyWealth Privacy Policy - How we collect, use, and protect your information

Privacy Policy

Last Updated: January 11, 2025

1. Introduction

CalcMyWealth (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you visit our website calcmywealth.com.

2. Information We Collect

2.1 Information You Provide

  • Calculator Inputs: We do NOT store any values you enter into our calculators. All calculations are performed locally in your browser.
  • Contact Information: If you contact us, we may collect your name and email address.

2.2 Information Automatically Collected

  • Usage Data: Pages visited, time spent, referring sites
  • Device Information: Browser type, operating system, screen resolution
  • IP Address: For security and analytics purposes
  • Cookies: See our Cookie Policy for details

2.3 Third-Party Collection

  • Google Analytics: Collects anonymous usage statistics
  • Google AdSense: May collect data for advertising purposes (when implemented)

3. How We Use Your Information

We use collected information to:

  • Provide and maintain our calculator services
  • Improve user experience
  • Analyze usage patterns
  • Respond to inquiries
  • Comply with legal obligations
  • Prevent fraud and abuse

4. Data Sharing and Disclosure

We do NOT sell your personal information. We may share data with:

  • Service Providers: Analytics, hosting, security services
  • Legal Requirements: When required by law or court order
  • Business Transfers: In case of merger or acquisition
  • With Your Consent: When you explicitly agree

5. Data Security

We implement appropriate technical and organizational measures to protect your data, including:

  • SSL/TLS encryption
  • Regular security audits
  • Limited access controls
  • Secure hosting infrastructure

However, no method of transmission over the internet is 100% secure.

6. Your Privacy Rights

6.1 General Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Request deletion of your data
  • Object to processing
  • Data portability
  • Withdraw consent

6.2 GDPR Rights (EU/UK Residents)

Additional rights include:

  • Right to be informed
  • Right to restrict processing
  • Rights related to automated decision-making
  • Right to lodge a complaint with supervisory authority

6.3 CCPA Rights (California Residents)

You have the right to:

  • Know what personal information we collect
  • Delete your personal information
  • Opt-out of sale of personal information (we don’t sell data)
  • Non-discrimination for exercising rights

To exercise these rights, contact us at [email protected]

7. Cookies and Tracking

We use cookies for:

  • Essential Functions: Site functionality
  • Analytics: Understanding usage patterns
  • Advertising: Personalized ads (when applicable)

You can control cookies through your browser settings. See our Cookie Policy for details.

Our site may contain links to third-party websites. We are not responsible for their privacy practices.

9. Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect data from children.

10. International Data Transfers

We are based in the United States. By using our services, you consent to data transfer to the U.S.

11. Do Not Sell My Information

California residents can opt-out of the sale of personal information. However, we do NOT sell personal information.

12. Changes to This Policy

We may update this policy periodically. Check the “Last Updated” date for the latest version.

13. Contact Us

For privacy-related questions or to exercise your rights:

Email: [email protected]
Website: https://calcmywealth.com/contact/

14. Data Retention

  • Calculator Inputs: Not stored
  • Analytics Data: 26 months (Google Analytics default)
  • Contact Information: Until you request deletion
  • Cookies: Varies by type (session to 2 years)

We process personal data based on:

  • Legitimate Interests: Improving services, security
  • Consent: For cookies and marketing
  • Legal Obligations: Compliance with laws
  • Contract Performance: Responding to inquiries

16. California Privacy Rights

Under California Civil Code Section 1798.83, California residents can request information about disclosure of personal information to third parties for direct marketing purposes. We do not share personal information for direct marketing.

17. Nevada Privacy Rights

Nevada residents can opt-out of the sale of personal information under Nevada Revised Statutes Chapter 603A. We do not sell personal information.

18. Accessibility

If you need this privacy policy in an alternative format, please contact us.

By using CalcMyWealth, you acknowledge that you have read and understood this Privacy Policy.