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Terms of Service

CalcMyWealth Terms of Service - Legal agreement for using our financial calculators

Terms of Service

Last Updated: January 11, 2025

1. Agreement to Terms

By accessing or using CalcMyWealth.com (“Website,” “Service,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you disagree with any part of these terms, you do not have permission to access the Service.

2. Use License

2.1 Permitted Use

We grant you a limited, non-exclusive, non-transferable license to:

  • Access and use our calculators for personal, non-commercial purposes
  • View and read our educational content
  • Share links to our pages

2.2 Restrictions

You agree NOT to:

  • Use our services for any illegal or unauthorized purpose
  • Scrape, copy, or reproduce our calculators or content
  • Reverse engineer or attempt to extract source code
  • Use automated systems or bots to access the service
  • Interfere with or disrupt the service
  • Bypass any measures we use to restrict access
  • Use the service to harm minors in any way
  • Impersonate others or provide false information

3. Financial Disclaimer

THE CALCULATORS AND INFORMATION PROVIDED ON THIS WEBSITE ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE FINANCIAL, INVESTMENT, TAX, LEGAL, OR PROFESSIONAL ADVICE.

3.1 No Professional Advice

  • We are NOT financial advisors, tax professionals, or attorneys
  • Calculator results are estimates based on your inputs
  • Always consult qualified professionals before making financial decisions

3.2 No Warranties

  • Calculations are provided “AS IS” without any warranties
  • We do not guarantee accuracy, completeness, or reliability
  • Results may not reflect real-world outcomes
  • Tax laws and financial regulations change frequently

4. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

4.1 No Liability for Damages

CalcMyWealth, its owners, employees, and affiliates shall NOT be liable for any:

  • Direct, indirect, incidental, or consequential damages
  • Lost profits, data, or opportunities
  • Errors or omissions in calculations
  • Decisions made based on our calculators
  • Third-party content or advertisements

4.2 Maximum Liability

Our total liability shall not exceed $100 or the amount you paid us in the past 12 months, whichever is less.

5. Indemnification

You agree to defend, indemnify, and hold harmless CalcMyWealth and its affiliates from any claims, damages, losses, liabilities, costs, and expenses (including attorney fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any content you submit or transmit

6. Intellectual Property

6.1 Our Property

All content on CalcMyWealth is protected by copyright, trademark, and other laws. This includes:

  • Calculator functionality and design
  • Articles and educational content
  • Graphics, logos, and branding
  • Software and source code

6.2 User Feedback

Any feedback, suggestions, or ideas you provide become our property and may be used without compensation to you.

7. Privacy and Data

Your use of our Service is also governed by our Privacy Policy. By using the Service, you consent to our collection and use of data as described in the Privacy Policy.

8. Third-Party Services

We may link to third-party websites. We are not responsible for their content or practices.

8.2 Advertising

We may display third-party advertisements. Advertisers may use tracking technologies. See our Privacy Policy for details.

9. Modifications to Service

We reserve the right to:

  • Modify or discontinue the Service at any time
  • Change features or functionality
  • Impose limits on usage
  • Restrict access to parts of the Service

10. Termination

We may terminate or suspend your access immediately, without prior notice, for any reason, including breach of these Terms.

11. Governing Law

These Terms are governed by the laws of the United States and the State of [Your State], without regard to conflict of law principles.

12. Dispute Resolution

12.1 Arbitration

Any disputes shall be resolved through binding arbitration in accordance with the American Arbitration Association rules.

12.2 Class Action Waiver

You waive any right to bring claims as a plaintiff or class member in any purported class or representative proceeding.

13. Disclaimers

13.1 Service Availability

  • We do not guarantee uninterrupted or error-free service
  • We may perform maintenance without notice
  • Features may be removed or modified

13.2 Calculator Accuracy

  • Calculations are simplified models
  • Real-world results will vary
  • Tax laws and rates change
  • We are not responsible for outdated information

14. Age Restrictions

You must be at least 13 years old to use this Service. By using the Service, you represent that you meet this age requirement.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

16. Entire Agreement

These Terms constitute the entire agreement between you and CalcMyWealth regarding the Service and supersede all prior agreements.

17. No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

18. Contact Information

For questions about these Terms:

Email: [email protected]
Website: https://calcmywealth.com/contact/

19. Special Provisions

19.1 DMCA Notice

If you believe content infringes your copyright, send notice to: [email protected]

19.2 California Residents

If you are a California resident, you may have additional rights. See our Privacy Policy for details.

19.3 International Users

By accessing from outside the United States, you consent to U.S. laws and jurisdiction.

20. Updates to Terms

We reserve the right to update these Terms at any time. Continued use after changes constitutes acceptance of new Terms.

BY USING CALCMYWEALTH.COM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.